About
I'm James Whitfield. I built this site because the free state-published Miller Trust templates explain the form fields and stop there. The parts that actually stall families — opening the bank account, funding the trust inside the right calendar month, avoiding the paperwork mistakes that get applications sent back — are spread across policy manuals most people never see. An elder-law attorney typically charges $1,000–$2,500 to handle it. Between the policy manual, the bank counter, and the Medicaid application window, there is a real gap most families get stuck in. This site fills that gap.
I'm not an attorney. I'm a researcher who has now read every state Medicaid policy manual section that covers Qualified Income Trusts. I publish what I learned — the operational steps, the bank-account walkthroughs, the common denial reasons, the exact policy citations. I will not advise you on your specific situation; for that, you need a licensed elder-law attorney in your state. The state bar in your state has a referral service for low-cost initial consultations.
The state agency manuals are the authority; my job is to translate them, with a citation on every claim.
What we publish
- State-specific operational guides built around each state's own published rules, linking to the state's own .gov template wherever one exists.
- The same guide for every family in a state, cited line by line to state policy.
- Used by families handling this themselves, and by attorneys, paralegals, and care managers taking on a case outside their usual practice.
- Your email address stays with us: we never sell it or share buyer data with attorneys or referral services.
Contact
Questions go to a real person at support@millertrustguide.com, about your download, a refund, or anything in the kit. We reply within 3–5 business days; refund requests are handled within one business day. For advice on your specific situation, a licensed elder-law attorney in your state is the right call, and your state bar association's referral service can connect you with one.