Disclaimer

This site and the kits sold on it are informational only. They are not legal advice and are not a substitute for consultation with a licensed attorney. We are not a law firm. We do not practice law. We do not draft legal documents. We do not host trust instrument text.

The kits teach families how to use their state's publicly-published Qualified Income Trust (Miller Trust) template — the template comes from the state Medicaid agency's official .gov website, not from us. We explain how to use the template, how to fund the trust, how to open the bank account, and how to avoid common denial reasons. We never apply legal judgment to your family's specific situation.

State Medicaid rules vary and change. The figures, policy sections, and procedures cited on this site reflect publicly-available state agency materials as of the "last reviewed" date on each state page. Verify all information directly with your state Medicaid agency and an attorney licensed in your state before acting.

Support is async email only. We do not offer phone consultations and we do not offer live chat. Email replies are limited to product/refund support and a canned redirect for any individualized situational question: "This kit is informational and we are not attorneys. We cannot give advice about your specific situation. For advice on your situation, please consult a licensed elder-law attorney in your state."

Not every state gets the same product. What we sell depends on what your state actually publishes and its Unauthorized Practice of Law posture:

— Texas, New Jersey, Ohio, Georgia, South Carolina, Indiana, Colorado, Alabama, Mississippi, Arkansas, and Missouri each publish an official fill-in Qualified Income Trust template. For these we sell a step-by-step kit built directly around that template.

— Oklahoma, Arizona, Tennessee, Nevada, and Oregon do not publish a fill-in template, so the trust has to be drafted — by an attorney, or by you where the state permits it. For these we sell a requirements guide: the exact provisions a compliant trust must contain, cited to the state's own policy, with no drafting or execution instructions.

— Florida publishes no instrument at all, and the Florida Supreme Court's opinion in SC14-211 addresses Qualified Income Trust kits specifically. For Florida we sell a plain-language legal reference guide only — never a kit, never step-by-step execution language.

Trademark and citations

"Texas HHSC", "CMS", state agency names, and policy section numbers are referenced for citation and identification purposes only. No endorsement is implied. All trademarks remain the property of their respective owners.

Author

Bylined as James Whitfield, researcher. Not an attorney. No bar membership in any jurisdiction. See About.